Contact Us
Frequently Asked Questions
National Client Shield is a consumer advocacy and debt resolution firm dedicated to protecting individuals from predatory lending and unfair debt collection practices. We go beyond traditional debt relief, challenging unethical creditors, exposing deceptive financial practices, and empowering consumers with real solutions to reclaim control over their financial future.
No. Unlike traditional debt settlement companies that focus on negotiating partial payments with select creditors, we take a comprehensive approach—identifying unenforceable debt, fighting against abusive collection tactics, and ensuring every creditor is held accountable. We don’t just settle—we advocate, educate, and protect.
You can reach us through multiple channels:
- Website:www.nationalclientshield.org– Learn more about our services and request assistance.
- Phone: (346) 200-7108– Speak directly with our IAPDA-certified debt specialists.
- Email: info@nationalclientshield.org – Get expert guidance and answers to your questions.
- Social Media: Follow us for updates, advocacy efforts, and consumer protection resources.
Need personalized help? Schedule a free consultation, and let’s discuss how we can support your financial goals.
Yes, debt settlement can affect your credit score. When a creditor agrees to settle for less than the full amount owed, they may report the account as “settled” instead of “paid in full,” which can lower your score. However, the impact depends on various factors, including your current credit standing, other open accounts, and how the settlement is handled.
We don’t take a percentage of your debt — we give you the strategy to eliminate it.
National Client Shield™ offers a step-by-step, self-directed toolkit that puts the power back in your hands. Unlike traditional debt settlement firms that charge thousands in fees and lock you into long-term contracts, we give you the exact templates, timing tools, and creditor insights professionals use — without the markup.
What sets us apart:
One-time flat rate. No success fees, no monthly charges, no surprise drafts. Just $29.99.
Insider knowledge. We tell you upfront which creditors won’t settle, so you don’t end up getting sued by accident — a huge problem with cookie-cutter programs.
You stay in control. You decide who to settle with, when to negotiate, and how to allocate your funds.
Litigation risk prevention. Our toolkit includes timing charts, hold-request letters, and a Non-Negotiable Creditor Guide to reduce your chance of facing legal action.
No damage from third-party drafts. Unlike firms that pull from your account and let debts go stale, you manage your funds in escrow or a savings account until you’re ready to negotiate.
We believe debt relief shouldn’t come with more stress. Our goal is to educate, equip, and empower — not entangle.
It depends on the type of negative item. Some negative marks can be legally disputed and removed, such as inaccurate reporting, outdated debt, or accounts that were settled but still listed as delinquent. Others, like legitimate late payments or collections, may remain on your report for up to seven years.
However, at National Client Shield, we help consumers understand their options, dispute errors, and ensure that their credit reports reflect only valid, accurate information—not unfairly damaging marks that shouldn’t be there.
While creditors do have the right to continue collection efforts, we can significantly slow the calls by taking the right steps to dispute inaccurate claims, stop harassment, and handle creditors legally and effectively.
Yes! Most online creditors have consumers sign a voluntary wage assignment form. We specialize in challenging those documents and halting wage assignments.
Absolutely! Beyond debt resolution, we provide educational resources, consumer protection insights, and long-term strategies to help individuals safeguard their financial future and make informed decisions.